{"id":1,"date":"2026-07-09T01:21:24","date_gmt":"2026-07-08T21:51:24","guid":{"rendered":"https:\/\/rayamehrsalamat.com\/?p=1"},"modified":"2026-07-19T15:04:24","modified_gmt":"2026-07-19T11:34:24","slug":"%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%b9%d9%82%d8%af-%d9%82%d8%b1%d8%a7%d8%b1%d8%af%d8%a7%d8%af-%d8%a8%d8%a7-%d8%a8%db%8c%d9%85%d9%87%d9%87%d8%a7%db%8c-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c","status":"publish","type":"post","link":"https:\/\/rayamehrsalamat.com\/?p=1","title":{"rendered":"\u062e\u062f\u0645\u0627\u062a \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0628\u0631\u0627\u06cc \u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc"},"content":{"rendered":"\n<style data-wp-block-html=\"css\">\n\/* ===============================\n   Raya Mehr Salamat\n   Insurance Article Style\n================================= *\/\n\n.rms-insurance-article{\n    max-width:1200px;\n    margin:40px auto;\n    background:#ffffff;\n    border-radius:22px;\n    overflow:hidden;\n    box-shadow:0 15px 40px rgba(12,46,87,.08);\n    font-family:IRANYekan,Tahoma,sans-serif;\n.rms-hidden{\nopacity:0;\ntransform:translateY(40px);\ntransition:all .8s ease;\n}\n\n.rms-show{\nopacity:1;\ntransform:translateY(0);\n}\n    direction:rtl;\n    color:#374151;\n    line-height:2.2;\n}\n\n.rms-insurance-article *{\n    box-sizing:border-box;\n}\n\n.rms-insurance-hero{\n    background:linear-gradient(135deg,#0A4D8C,#1F7AE0,#D5DCE6);\n    padding:80px 45px;\n    text-align:center;\n    color:#fff;\n    position:relative;\n}\n\n.rms-insurance-hero::after{\n    content:\"\";\n    position:absolute;\n    inset:0;\n    background:linear-gradient(rgba(255,255,255,.04),rgba(255,255,255,0));\n}\n\n.rms-insurance-hero h1{\n    font-size:42px;\n    margin-bottom:20px;\n    position:relative;\n    z-index:2;\n}\n\n.rms-insurance-hero p{\n    max-width:850px;\n    margin:auto;\n    font-size:19px;\n    position:relative;\n    z-index:2;\n}\n\n.rms-btn{\n    display:inline-block;\n    margin-top:30px;\n    padding:16px 38px;\n    border-radius:50px;\n    text-decoration:none;\n    font-weight:700;\n    color:#0A4D8C;\n    background:#fff;\n    transition:.35s;\n}\n\n.rms-btn:hover{\n    transform:translateY(-4px);\n    box-shadow:0 12px 25px rgba(0,0,0,.15);\n}\n\n.rms-content{\n    padding:55px;\n}\n\n.rms-content h2{\n    color:#0A4D8C;\n    border-right:6px solid #1F7AE0;\n    padding-right:15px;\n    margin:45px 0 20px;\n    font-size:30px;\n}\n\n.rms-content p{\n    font-size:17px;\n    margin-bottom:20px;\n}\n\n.rms-grid{\n    display:grid;\n    grid-template-columns:repeat(auto-fit,minmax(240px,1fr));\n    gap:22px;\n    margin:40px 0;\n}\n\n.rms-card{\n    background:#F8FBFE;\n    border:1px solid #DCE8F7;\n    border-radius:18px;\n    padding:28px;\n    text-align:center;\n    transition:.3s;\n}\n\n.rms-card:hover{\n    transform:translateY(-8px);\n    box-shadow:0 20px 35px rgba(20,71,131,.12);\n}\n\n.rms-card h3{\n    color:#0A4D8C;\n    margin-bottom:15px;\n}\n\n.rms-card p{\n    margin:0;\n}\n\n.rms-list{\n    list-style:none;\n    padding:0;\n    margin:30px 0;\n}\n\n.rms-list li{\n    background:#F7FAFD;\n    margin-bottom:12px;\n    padding:16px 20px;\n    border-right:5px solid #1F7AE0;\n    border-radius:10px;\n}\n\n.rms-cta{\n    margin-top:60px;\n    background:linear-gradient(135deg,#0A4D8C,#1F7AE0);\n    border-radius:22px;\n    color:#fff;\n    padding:60px 35px;\n    text-align:center;\n}\n\n.rms-cta h2{\n    color:#fff;\n    border:none;\n    margin:0 0 20px;\n}\n\n.rms-cta p{\n    color:#EAF2FF;\n}\n\n.rms-cta .rms-btn{\n    background:#fff;\n    color:#0A4D8C;\n}\n\n.rms-links{\n    display:flex;\n    flex-wrap:wrap;\n    gap:12px;\n    margin-top:30px;\n}\n\n.rms-links a{\n    padding:10px 18px;\n    background:#EDF5FF;\n    color:#0A4D8C;\n    border-radius:30px;\n    text-decoration:none;\n    transition:.3s;\n}\n\n.rms-links a:hover{\n    background:#0A4D8C;\n    color:#fff;\n}\n\n.rms-table{\n    width:100%;\n    border-collapse:collapse;\n    margin:35px 0;\n}\n\n.rms-table th{\n    background:#0A4D8C;\n    color:#fff;\n    padding:15px;\n}\n\n.rms-table td{\n    padding:15px;\n    border:1px solid #E4EAF2;\n}\n\n.rms-table tr:nth-child(even){\n    background:#F8FBFE;\n}\n\n@media(max-width:768px){\n\n.rms-insurance-hero{\npadding:55px 20px;\n}\n\n.rms-insurance-hero h1{\nfont-size:30px;\n}\n\n.rms-content{\npadding:25px;\n}\n\n.rms-content h2{\nfont-size:24px;\n}\n\n}\n<\/style>\n\n<script data-wp-block-html=\"js\">\n\/* ===================================\n   Raya Mehr Salamat\n   Insurance Article JS\n=================================== *\/\n\ndocument.addEventListener(\"DOMContentLoaded\",function(){\n\n\/* Smooth Scroll *\/\n\ndocument.querySelectorAll('a[href^=\"#\"]').forEach(anchor=>{\n\nanchor.addEventListener(\"click\",function(e){\n\ne.preventDefault();\n\nconst target=document.querySelector(this.getAttribute(\"href\"));\n\nif(target){\n\ntarget.scrollIntoView({\nbehavior:\"smooth\",\nblock:\"start\"\n});\n\n}\n\n});\n\n});\n\n\n\/* Fade Animation *\/\n\nconst observer=new IntersectionObserver((entries)=>{\n\nentries.forEach(entry=>{\n\nif(entry.isIntersecting){\n\nentry.target.classList.add(\"rms-show\");\n\n}\n\n});\n\n},{\nthreshold:.15\n});\n\ndocument.querySelectorAll(\".rms-card,.rms-content h2,.rms-content p,.rms-cta\").forEach(el=>{\n\nel.classList.add(\"rms-hidden\");\n\nobserver.observe(el);\n\n});\n\n\n\/* Counter *\/\n\ndocument.querySelectorAll(\".rms-counter\").forEach(counter=>{\n\nlet target=Number(counter.dataset.target);\n\nlet current=0;\n\nlet speed=target\/120;\n\nlet timer=setInterval(()=>{\n\ncurrent+=speed;\n\nif(current>=target){\n\ncounter.innerHTML=target;\n\nclearInterval(timer);\n\n}else{\n\ncounter.innerHTML=Math.floor(current);\n\n}\n\n},15);\n\n});\n\n\n\/* Card Hover *\/\n\ndocument.querySelectorAll(\".rms-card\").forEach(card=>{\n\ncard.addEventListener(\"mousemove\",(e)=>{\n\nlet x=e.offsetX\/card.offsetWidth-.5;\n\nlet y=e.offsetY\/card.offsetHeight-.5;\n\ncard.style.transform=\n`perspective(700px)\nrotateY(${x*8}deg)\nrotateX(${-y*8}deg)\ntranslateY(-8px)`;\n\n});\n\ncard.addEventListener(\"mouseleave\",()=>{\n\ncard.style.transform=\"\";\n\n});\n\n});\n\n\n\/* Reading Progress *\/\n\nconst progress=document.createElement(\"div\");\n\nprogress.style.position=\"fixed\";\nprogress.style.top=\"0\";\nprogress.style.right=\"0\";\nprogress.style.height=\"5px\";\nprogress.style.width=\"0\";\nprogress.style.background=\"linear-gradient(90deg,#0A4D8C,#3FA9F5)\";\nprogress.style.zIndex=\"99999\";\nprogress.style.transition=\".15s\";\n\ndocument.body.appendChild(progress);\n\nwindow.addEventListener(\"scroll\",()=>{\n\nlet total=document.documentElement.scrollHeight-window.innerHeight;\n\nlet percent=(window.scrollY\/total)*100;\n\nprogress.style.width=percent+\"%\";\n\n});\n\n\n\/* Back To Top *\/\n\nconst topBtn=document.createElement(\"button\");\n\ntopBtn.innerHTML=\"\u2191\";\n\ntopBtn.className=\"rms-top-btn\";\n\ndocument.body.appendChild(topBtn);\n\ntopBtn.style.cssText=`\nposition:fixed;\nleft:25px;\nbottom:25px;\nwidth:55px;\nheight:55px;\nborder:none;\nborder-radius:50%;\nbackground:#0A4D8C;\ncolor:white;\nfont-size:24px;\ncursor:pointer;\nbox-shadow:0 10px 25px rgba(0,0,0,.25);\ndisplay:none;\ntransition:.3s;\nz-index:9999;\n`;\n\nwindow.addEventListener(\"scroll\",()=>{\n\nif(window.scrollY>500){\n\ntopBtn.style.display=\"block\";\n\n}else{\n\ntopBtn.style.display=\"none\";\n\n}\n\n});\n\ntopBtn.onclick=()=>{\n\nwindow.scrollTo({\n\ntop:0,\n\nbehavior:\"smooth\"\n\n});\n\n};\n\n});\n<\/script>\n\n<style>\n.raya-insurance{\n    max-width:1200px;\n    margin:40px auto;\n    font-family:tahoma,sans-serif;\n    direction:rtl;\n    background:#fff;\n    border-radius:20px;\n    overflow:hidden;\n    box-shadow:0 10px 35px rgba(0,0,0,.08);\n}\n\n.raya-hero{\n    background:linear-gradient(135deg,#0a4d8c,#1f78d1,#c0c8d2);\n    color:#fff;\n    padding:70px 40px;\n    text-align:center;\n}\n\n.raya-hero h1{\n    font-size:42px;\n    margin-bottom:20px;\n}\n\n.raya-hero p{\n    font-size:20px;\n    line-height:2;\n    max-width:900px;\n    margin:auto;\n}\n\n.raya-btn{\n    display:inline-block;\n    margin-top:25px;\n    background:#fff;\n    color:#0a4d8c;\n    padding:15px 35px;\n    border-radius:50px;\n    text-decoration:none;\n    font-weight:bold;\n    transition:.3s;\n}\n\n.raya-btn:hover{\n    transform:translateY(-3px);\n}\n\n.raya-content{\n    padding:50px;\n}\n\n.raya-content h2{\n    color:#0a4d8c;\n    border-right:5px solid #1f78d1;\n    padding-right:15px;\n    margin:40px 0 20px;\n}\n\n.raya-content p{\n    line-height:2.3;\n    color:#444;\n}\n\n.raya-features{\n    display:grid;\n    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));\n    gap:20px;\n    margin:30px 0;\n}\n\n.feature-box{\n    background:linear-gradient(180deg,#f7fbff,#eef4fa);\n    border:1px solid #d8e5f5;\n    border-radius:15px;\n    padding:25px;\n    text-align:center;\n}\n\n.feature-box h3{\n    color:#0a4d8c;\n    margin-bottom:15px;\n}\n\n.cta-box{\n    background:linear-gradient(135deg,#0a4d8c,#1f78d1);\n    color:white;\n    padding:50px;\n    border-radius:20px;\n    text-align:center;\n    margin-top:40px;\n}\n\n.cta-box h2{\n    color:white;\n    border:none;\n    margin-bottom:15px;\n}\n\n.cta-box a{\n    display:inline-block;\n    background:white;\n    color:#0a4d8c;\n    padding:15px 35px;\n    border-radius:50px;\n    text-decoration:none;\n    font-weight:bold;\n    margin-top:20px;\n}\n\n@media(max-width:768px){\n.raya-hero h1{\nfont-size:30px;\n}\n.raya-content{\npadding:25px;\n}\n}\n<\/style>\n\n<div class=\"raya-insurance\">\n\n<div class=\"raya-hero\">\n<h1>\u062e\u062f\u0645\u0627\u062a \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0628\u0631\u0627\u06cc \u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc<\/h1>\n\n<p>\n\u0627\u0641\u0632\u0627\u06cc\u0634 \u062a\u0639\u062f\u0627\u062f \u0645\u0631\u0627\u062c\u0639\u06cc\u0646\u060c \u062c\u0630\u0628 \u0628\u06cc\u0645\u0627\u0631\u0627\u0646 \u0633\u0627\u0632\u0645\u0627\u0646\u06cc \u0648 \u062a\u0648\u0633\u0639\u0647 \u062f\u0631\u0622\u0645\u062f \u0645\u0631\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc \u0628\u0627 \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u06a9\u0634\u0648\u0631.\n<\/p>\n\n<a class=\"raya-btn\" href=\"https:\/\/rayamehrsalamat.com\/\">\n\u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u0634\u0627\u0648\u0631\u0647 \u0631\u0627\u06cc\u06af\u0627\u0646\n<\/a>\n<\/div>\n\n<div class=\"raya-content\">\n\n<h2>\u0686\u0631\u0627 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0627\u0647\u0645\u06cc\u062a \u062f\u0627\u0631\u062f\u061f<\/h2>\n\n<p>\n\u0627\u0645\u0631\u0648\u0632\u0647 \u0628\u062e\u0634 \u0628\u0632\u0631\u06af\u06cc \u0627\u0632 \u0628\u06cc\u0645\u0627\u0631\u0627\u0646 \u062a\u0631\u062c\u06cc\u062d \u0645\u06cc\u200c\u062f\u0647\u0646\u062f \u0628\u0647 \u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc \u0637\u0631\u0641 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u0646\u062f. \u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646\u200c\u0647\u0627\u060c \u062f\u0631\u0645\u0627\u0646\u06af\u0627\u0647\u200c\u0647\u0627\u060c \u06a9\u0644\u06cc\u0646\u06cc\u06a9\u200c\u0647\u0627\u060c \u0622\u0632\u0645\u0627\u06cc\u0634\u06af\u0627\u0647\u200c\u0647\u0627 \u0648 \u0645\u0631\u0627\u06a9\u0632 \u062a\u0635\u0648\u06cc\u0631\u0628\u0631\u062f\u0627\u0631\u06cc \u0628\u0627 \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0633\u0647\u0645 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0627\u0632 \u0628\u0627\u0632\u0627\u0631 \u062f\u0631\u0645\u0627\u0646 \u0631\u0627 \u062c\u0630\u0628 \u06a9\u0631\u062f\u0647 \u0648 \u0631\u0636\u0627\u06cc\u062a \u0628\u06cc\u0645\u0627\u0631\u0627\u0646 \u0631\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0647\u0646\u062f.\n<\/p>\n\n<div class=\"raya-features\">\n\n<div class=\"feature-box\">\n<h3>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u0631\u0627\u062c\u0639\u06cc\u0646<\/h3>\n<p>\u062c\u0630\u0628 \u0628\u06cc\u0645\u0627\u0631\u0627\u0646 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0632 \u0633\u0627\u0632\u0645\u0627\u0646\u200c\u0647\u0627 \u0648 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627<\/p>\n<\/div>\n\n<div class=\"feature-box\">\n<h3>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0631\u0622\u0645\u062f<\/h3>\n<p>\u06af\u0633\u062a\u0631\u0634 \u062e\u062f\u0645\u0627\u062a \u062f\u0631\u0645\u0627\u0646\u06cc \u0648 \u0627\u0641\u0632\u0627\u06cc\u0634 \u06af\u0631\u062f\u0634 \u0645\u0627\u0644\u06cc<\/p>\n<\/div>\n\n<div class=\"feature-box\">\n<h3>\u0627\u0639\u062a\u0628\u0627\u0631 \u0628\u06cc\u0634\u062a\u0631<\/h3>\n<p>\u0627\u0631\u062a\u0642\u0627\u06cc \u0628\u0631\u0646\u062f \u0648 \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u06cc\u0645\u0627\u0631\u0627\u0646<\/p>\n<\/div>\n\n<div class=\"feature-box\">\n<h3>\u067e\u0634\u062a\u06cc\u0628\u0627\u0646\u06cc \u06a9\u0627\u0645\u0644<\/h3>\n<p>\u067e\u06cc\u06af\u06cc\u0631\u06cc \u062a\u0645\u0627\u0645\u06cc \u0645\u0631\u0627\u062d\u0644 \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/p>\n<\/div>\n\n<\/div>\n\n<h2>\u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc \u0642\u0627\u0628\u0644 \u067e\u0648\u0634\u0634<\/h2>\n\n<p>\n\u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646\u200c\u0647\u0627\u060c \u062f\u0631\u0645\u0627\u0646\u06af\u0627\u0647\u200c\u0647\u0627\u060c \u06a9\u0644\u06cc\u0646\u06cc\u06a9\u200c\u0647\u0627\u06cc \u062a\u062e\u0635\u0635\u06cc\u060c \u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc\u200c\u0647\u0627\u060c \u0645\u0631\u0627\u06a9\u0632 \u062a\u0635\u0648\u06cc\u0631\u0628\u0631\u062f\u0627\u0631\u06cc\u060c \u0622\u0632\u0645\u0627\u06cc\u0634\u06af\u0627\u0647\u200c\u0647\u0627\u060c \u0641\u06cc\u0632\u06cc\u0648\u062a\u0631\u0627\u067e\u06cc\u200c\u0647\u0627 \u0648 \u0645\u0631\u0627\u06a9\u0632 \u062c\u0631\u0627\u062d\u06cc \u0645\u062d\u062f\u0648\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u062a\u062e\u0635\u0635\u06cc \u0631\u0627\u06cc\u0627 \u0645\u0647\u0631 \u0633\u0644\u0627\u0645\u062a \u0628\u0631\u0627\u06cc \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0628\u0647\u0631\u0647\u200c\u0645\u0646\u062f \u0634\u0648\u0646\u062f.\n<\/p>\n\n<h2>\u062e\u062f\u0645\u0627\u062a \u0631\u0627\u06cc\u0627 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